The Myth of Bundled Insurance: Understanding What You Need
Bundling insurance policies often seems like a convenient way to save money. However, it's essential to carefully consider your specific needs before opting for a bundled package.
Business Interruption Insurance: Protecting Your Bottom Line
Unexpected events like natural disasters, fires, or equipment breakdowns can disrupt your business operations, leading to significant financial losses. That’s where business interruption insurance comes in.
Summer Safety: Protecting Your Fun in the Sun with the Right Insurance
Summer is a time for relaxation, adventure, and creating lasting memories with loved ones. But amidst the barbecues, pool parties, and family vacations, it's important to remember that unexpected events can occur. At Perkins Insurance, we want you to enjoy the season worry-free.
Why It's Important to Use an Independent Insurance Agent for Your Commercial Auto Risks
Running a business involves many moving parts, and one of the critical aspects you need to manage is your commercial auto insurance. Whether you own a fleet of delivery trucks, company cars, or specialized vehicles, ensuring they are adequately insured is vital for protecting your business from significant financial risks.
Refresh Your Coverage: Why Spring Cleaning Matters for Insurance
Spring is in full swing, making it the perfect time for some home maintenance and financial check-ups! From decluttering to reviewing insurance coverage, May is all about renewal and protection.
3 Smart Strategies to Save on Property Insurance for Your Business
Protecting your business property is essential, but it doesn't have to break the bank. Here are three savvy ways to save on property insurance without sacrificing coverage.
Why Life Insurance Matters: Securing Your Future Beyond Dependents
Life Insurance Matters, Even Without Dependents. Life insurance isn't just for those with dependents – it's a crucial tool for securing your financial future, regardless of your family situation! Check out our latest blog post to learn more.
Understanding Your Options: Term Life Insurance vs. Whole Life Insurance
Choosing the right life insurance policy is a crucial decision that can provide financial security and peace of mind for you and your loved ones. At Perkins Insurance, we understand that navigating the world of life insurance can be overwhelming, which is why we're here to break down the differences between two popular options: term life insurance and whole life insurance.
The Advantages of Choosing an Independent Insurance Agent for Your Coverage Needs
In the complex landscape of insurance, finding the right coverage that suits your unique needs and budget can be a challenging task. One approach that stands out for its numerous benefits is working with an independent insurance agent. Independent professionals, who are not tied to a single insurance company, offer a range of advantages that can make your insurance experience more personalized, efficient, and cost-effective.
Navigating the Storm: Key Trends in Personal Insurance from 2023
The insurance industry in 2023 witnessed significant changes and developments, impacting both the personal/family and commercial insurance sectors. This month we touch upon the key trends and shifts that characterized the industry, with a focus on aspects relevant to Texas, Tennessee, and our Perkins Insurance customers.
Securing Your Tomorrow: The Importance of an Annual Insurance Policy Review with Perkins Insurance
As the seasons change and life evolves, it's easy to overlook the importance of reviewing your insurance policies regularly. Perkins Insurance understands that life's uncertainties demand a dynamic approach to coverage. We want to emphasize the crucial need for an annual insurance policy review.
Protecting Your Holiday Season: Understanding Insurance Risks
The holiday season is a time of joy, celebration, and togetherness. It's a time when homes and businesses get adorned with festive decorations, and families gather to create lasting memories. However, amidst all the merriment, potential risks can threaten the safety and security of your home and family. To enjoy a worry-free holiday season, it's helpful to be aware of these common insurance risks.
Should I File a Small Claim in This Turbulent Insurance Market?
The world of insurance is a dynamic one, constantly evolving and adapting to new challenges. In recent times, the homeowners' insurance market in the United States has faced unprecedented challenges. AM Best, the world’s largest credit rating agency for insurance, recently downgraded the entire homeowners' market, causing the outlook to shift from stable to negative.