Refresh Your Coverage: Why Spring Cleaning Matters for Insurance

Refresh Your Coverage: Why Spring Cleaning Matters for Insurance

Spring is in full swing, making it the perfect time for some home maintenance and financial check-ups! From decluttering to reviewing insurance coverage, May is all about renewal and protection.

Make sure your assets are safeguarded with the right insurance and here are a spring cleaning tips to keep your home in tip-top shape!

  1. Inspect and Clean Gutters: Ensure gutters are free of debris to prevent water damage and overflow during spring rains.

  2. Check Roof for Damage: Look for missing or damaged shingles and address any issues to prevent leaks.

  3. Inspect Seals and Caulking: Check seals around windows, doors, and other openings for cracks or gaps. Replace or repair as needed to improve energy efficiency and prevent moisture intrusion.

  4. Trim Trees and Shrubs: Trim branches away from the house to prevent damage from wind, storms, and pests. This also helps to maintain a safe distance from power lines.

  5. Service HVAC System: Schedule a professional inspection and cleaning of your heating, ventilation, and air conditioning (HVAC) system to ensure optimal performance and energy efficiency.

  6. Test Smoke and Carbon Monoxide Detectors: Replace batteries and test detectors to ensure they are functioning properly, providing early warning in case of fire or gas leaks.

  7. Inspect Plumbing for Leaks: Check faucets, toilets, and pipes for leaks or drips. Addressing leaks promptly can prevent water damage and save on utility bills.

  8. Clean Dryer Vents: Remove lint buildup from dryer vents to prevent fire hazards and improve dryer efficiency.

  9. Inspect Foundation for Cracks: Check for cracks in the foundation and walls, as well as signs of moisture or water intrusion. Address any issues promptly to prevent structural damage.

  10. Service Lawn Equipment: Tune up lawn mowers, trimmers, and other outdoor equipment to ensure they are ready for spring and summer use.

As you tackle your spring cleaning checklist, don't forget to add insurance to the mix. Just as you declutter your home to create a fresh start, reviewing your insurance policies can give you peace of mind and ensure you're adequately protected for the year ahead. Whether it's updating coverage for new assets or adjusting policies to align with your changing needs, taking the time for an insurance check-up can save you from potential headaches down the road. So, as you embrace the season of renewal, remember to give your insurance the attention it deserves—it's a vital part of safeguarding what matters most in your life.

Mark Perkins

President, Perkins Insurance

Senior Consultant Certified Insurance Counselor, Licensed Risk Manager

https://www.linkedin.com/in/mark-perkins-cic-crm-26a8238/
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